Details

Autor(en) / Beteiligte

• OECD
• Organisation for Economic Co-operation and Development,

Titel

Towards Improved Retirement Savings Outcomes for Women

Ort / Verlag

Paris : OECD Publishing,

Erscheinungsjahr

2021

Link zum Volltext

• OECD iLibrary

Beschreibungen/Notizen

• Includes bibliographical references.
• Intro -- Foreword -- Editorial -- Executive summary -- Key findings -- Policy guidelines -- 1 Assessing the gender gap in retirement savings arrangements -- 1.1. Measuring the gender gap in pensions -- 1.2. Assessing the overall gender pension gap -- 1.3. Evidence of a gender gap in retirement income from funded sources -- 1.4. Labour-market factors driving the gender pension gap -- 1.5. Other factors driving the gender pension gap coming from retirement savings schemes -- 1.5.1. Women participate less in retirement savings plans than men 1.5.2. A gender gap in pension assets widens progressively during the accumulation phase -- 1.5.3. How the gender gap in retirement savings during the accumulation phase can materialise further at retirement -- 1.6. Conclusions -- References -- Annex 1.A. Retirement income in different household surveys -- Notes -- 2 Understanding the gender pension gap beyond labour market drivers through a literature review -- 2.1. Gender differences in risk aversion -- 2.1.1. Women's lower tolerance for financial risk -- 2.1.2. Different attitudes towards gambling and competition 2.1.3. Impact of the marital status on risk aversion -- 2.1.4. Impact of financial education on risk aversion -- 2.2. Gender differences in financial literacy -- 2.2.1. Differences in financial literacy -- 2.2.2. Gender differences in priorities: spending versus saving -- 2.2.3. Examples of financial education campaigns aiming at improving the financial literacy of women -- 2.3. Couples and the retirement income gap -- 2.3.1. Couples and financial decision-making -- 2.3.2. The marital status of retirees can influence their retirement income -- 2.4. Gender stereotyping 2.4.1. From an early age in the choice of scientific topics, to career choices -- 2.4.2. Focusing on caregiving and the impact of childcare costs -- 2.4.3. The effect of gender stereotyping on gifting by grandparents -- 2.4.4. Impact of gender stereotyping by advisors -- 2.5. Communication and framing -- 2.5.1. Effect of information bias by gender -- 2.5.2. Need to target communication towards women -- 2.5.3. Examples of communication campaigns targeted at women -- 2.6. Recent positive trends -- References -- Notes 3 What drives the gender pension gap? Case studies from the United States, Germany and Finland -- 3.1. Summary of pension plans analysed in this chapter -- 3.2. Approach -- 3.3. Drivers of the pension gaps in occupational pension plans -- 3.3.1. Coverage gap -- United States -- Germany -- Finland -- 3.3.2. Assets and entitlements -- United States -- Germany -- Finland -- 3.4. Drivers of the pension gaps in personal pension plans -- 3.4.1. Coverage -- Germany -- Finland -- 3.4.2. Assets and contributions -- Germany -- Finland -- 3.5. Discussion and conclusion -- References -- Annex 3.A. Data -- Panel study of income dynamics(PSID) -- Household Finance and Consumptions Survey (HFCS) -- Annex 3.B methodology -- Annex 3.C Detailed modeling results -- Notes -- 4. Gender implications of the design of retirement savings plans -- 5. Policy options for finded retirement savings arrangements to tackle the gender gap.
• Labour market inequalities are well-known to be the main drivers of the gender pension gap. This publication focuses on helping governments find solutions for retirement savings arrangements that do not further exacerbate these inequalities.
• Description based on publisher supplied metadata and other sources.