Details

Autor(en) / Beteiligte

• Marron, D

Titel

Consumer Credit in the United States : A Sociological Perspective from the 19th Century to the Present [electronic resource]

Auflage

1st ed. 2009

Ort / Verlag

New York : Palgrave Macmillan US

Erscheinungsjahr

2009

Link zum Volltext

• SpringerLink Books - AutoHoldings

Beschreibungen/Notizen

• Bibliographic Level Mode of Issuance: Monograph
• Includes bibliographical references (p. [229]-249) and index.
• Fishing for sharks and governing small loans -- Consuming by installments : the rise of retail credit -- Assembling the automobile, reassembling thrift -- Mass credit, mass society, and their discontents -- Plastic credit, plastic lifestyles -- Credit reporting and consumer surveillance -- Risk and technologies of credit scoring -- Borrowing on the fringe : the fate of the risky -- Risk, identity, and the consumer -- "See how lenders see you" : from actuarial to subjective governance -- Securing the self -- Conclusion : taking life.
• It is commonly imagined that in recent years the rampant growth of consumer credit has lured American consumers into a crippling state of indebtedness, a state that has upended old cultural values of Puritan thrift and stimulated a frenzy of consumption. Drawing on the sociological concept of government and informed by a historical perspective, Marron presents a much more complex and nuanced reality. From its early antecedents in nineteenth century salary lending and instalment selling, she shows how the emergence and growth of consumer credit in the United States have always been subject to shifting regimes of control and regulation.
• English