Details

Autor(en) / Beteiligte

• CHHETRI, RAM B.

Titel

Rotating Credit Associations in Nepal: "Dhikuri" as Capital, Credit, Saving, and Investment

Ist Teil von

• Human organization, 1995-12, Vol.54 (4), p.449-454

Ort / Verlag

Oklahoma City, OK: Society for Applied Anthropology

Erscheinungsjahr

1995

Quelle

Applied Social Sciences Index & Abstracts (ASSIA)

Beschreibungen/Notizen

• Rotating Credit Associations (RCAs) such as Dhikuris, are becoming common among different groups of people in urban as well as rural areas of Nepal today. In this article, cases of Dhikuri among the Loba of Mustang, the Tibetan refugees, and the businesspeople in the urban center of Pokhara are discussed. Besides, examples of revolving fund management among forest user groups in the hills of Nepal are also presented. The case materials make it evident that Dhikuris and similar orgranizations in Nepal have performed different types of roles among various groups of people as instruments of capital, credit, saving, investment, and mutual support or exchange. Since banks have yet to extend their services to meet the needs of most of the people in the country, such informal institutions as the RCAs in Nepal have a vital role to play as subsidiaries to the formal institutions of banking and credit.