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THE CELEBRATION OF SHAREHOLDER NATION reached its zenith with the stock bubble of the late 1990s when NASDAQ soared past 3,000, 4,000, and 5,000, and the Dow Jones Industrial Average topped 11,000, supposedly on its way to 36,000.1 The celebration persists despite recent corporate crime, accounting shenanigans, mutual fund scandals, and the stock market collapse. Today's explosion of profit sharing, stock investing, 401 (k)s, IRAs, company pensions, educational savings accounts, mutual funds, on-line brokers, and low-cost financial advice is making self-reliance and economic independence ever more common in America.