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The drop-off in demand forced many schools to dip deeper into the applicant pool to fill their incoming classes, Moeser says, admitting students with weaker academic credentials-primarily Law School Admission Test scores and undergraduate grade point averages- than they had ever previously accepted. Because LSAT scores correlate strongly with MBE performance, which accounts for half of the grade on most bar exams, Moeser says, it was almost inevitable that the students who started law school in 2011 (most of whom would have taken the bar exam in 2014) would perform worse than the graduates who sat for the exam the year before. Tate has about $240,000 in student loan debt, which worries her, but she hopes to take advantage of the Federal Public Service Loan Forgiveness Program for people who work continuously in a governmental capacity and make 120 on-time payments for 10 years.