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The solution to global warming is obvious - reduce greenhouse gas emissions. Accomplishing that goal, however, requires radical action. Few understand that better than Richard Kauffman, an ex-Goldman Sachs and Morgan Stanley banker whom New York Governor Andrew Cuomo appointed last year as the state's first energy czar. Kauffman has visions of New York as a 21st century clean tech powerhouse. But for now, he admits, it remains more of a 20th century dinosaur. New Yorkers pay some of the highest electrical rates in the nation. At the same time, the state's utilities are struggling. Electricity demand is weak, and the cost to maintain an aging grid is rising. The price tag simply to keep New York's antiquated grid running over the next decade is an estimated $30 billion. The Green Bank, funded by a surcharge paid by utility customers, aims to help finance clean energy projects throughout the state. The Green Bank plans to announce its first investments this fall.