Sie befinden Sich nicht im Netzwerk der Universität Paderborn. Der Zugriff auf elektronische Ressourcen ist gegebenenfalls nur via VPN oder Shibboleth (DFN-AAI) möglich. mehr Informationen...
Do religious beliefs affect borrowing behavior? Evidence from Chinese households
Ist Teil von
Review of economics of the household, 2016-12, Vol.14 (4), p.989-1005
Ort / Verlag
New York: Springer US
Erscheinungsjahr
2016
Link zum Volltext
Quelle
SpringerLink Journals
Beschreibungen/Notizen
This paper discusses the impact of religious culture on micro financial decisions. Data concerning the religious beliefs of Chinese respondents was collected in 2007. We analyzed the data for the potential influence of religious beliefs on household borrowing decisions. By applying the ordered logit regression methods and IV estimator, we found that respondents with a religious family background borrowed less when other conditions remained unchanged. It was also discovered that, compared with non-believers, Buddhists borrow less than adherents of other religions. No other religious beliefs had a statistically significant influence. That is to say, different religious denominations exert different influences on Chinese household borrowing decisions.