Details

Autor(en) / Beteiligte

• Theobald, Thomas C

Titel

Challenges confronting the industry go beyond keeping asset quality high

Ist Teil von

• The American banker, 1993-08, Vol.158 (157), p.5

Ort / Verlag

SourceMedia, Inc

Erscheinungsjahr

1993

Quelle

Nexis Uni

Beschreibungen/Notizen

• Banking institutions can be successful at corporate banking if they improve cost-efficiency by focusing on the customer and providing a and proper product mix to meet customer needs. Service industries increased productivity by only 0.1% in 1992, but banks can improve quality of service and delivery efficiency by focusing on specific industries that will be profitable resource investments. Targeting a niche market allows an institution to improve asset quality. Risk loans must be priced correctly through credit analysis and proper monitoring. Bad risks must be immediately identified and eliminated in a timely fashion.