Details

Autor(en) / Beteiligte

• Ozili, Peterson Kitakogelu
• Uadiale, Olayinka

Titel

Ownership concentration and bank profitability

Ist Teil von

• Future business journal, 2017-12, Vol.3 (2), p.159-171

Ort / Verlag

Amsterdam: Elsevier

Erscheinungsjahr

2017

Link zum Volltext

Quelle

Alma/SFX Local Collection

Beschreibungen/Notizen

• We investigate whether ownership concentration influences bank profitability in a developing country context. We focus on bank ownership concentration measured as the amount of direct equity held by a majority shareholder categorised into: high ownership concentration, moderate ownership concentration and disperse ownership. We find that banks with high ownership concentration have higher return on assets, higher net interest margin and higher recurring earning power while banks with dispersed ownership have lower return on assets but have higher return on equity. Also, higher cost efficiency improves the return on assets of widely-held banks and the return on equity of banks with moderate ownership. The findings have implications.